Reserve Bank of India - 2021
- Periodic Updation of KYC – Restrictions on Account Operations for Non-compliance
- Amendment to General Notification for sale of Government of India Treasury Bills/Cash Management Bills by Auction
- Restriction on storage of actual card data [i.e. Card-on-File (CoF)]
- Government Agency Business Arrangement – Appointment of Scheduled Private Sector Banks as Agency Banks of Reserve Bank of India (RBI)
- Prompt Corrective Action (PCA) Framework for Non-Banking Financial Companies (NBFCs)
- Section 24 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) – Marginal Standing Facility (MSF) - return to the normal dispensation
- Introduction of Legal Entity Identifier for Cross-border Transactions
- General permission for infusion of capital in overseas branches and subsidiaries and retention/ repatriation/ transfer of profits in these centres by banks incorporated in India
- External Commercial Borrowings (ECB) and Trade Credits (TC) Policy – Changes due to LIBOR transition
- Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - Regional Rural Banks (RRBs)
- Regulations Review Authority (RRA 2.0) – Interim Recommendations – Withdrawal of Redundant Circulars
- Withdrawal of Obsolete Regulatory Circulars/ Instructions - Interim Recommendations of the Regulations Review Authority 2.0
- Regulations Review Authority (RRA 2.0) – Interim Recommendations – Withdrawal of Circular
- Regulations Review Authority (RRA 2.0) – Interim Recommendations – Withdrawal of Circulars
- Regulations Review Authority (RRA) 2.0 – Interim Recommendations – Withdrawal of Redundant Circulars
- Withdrawal of Obsolete Regulatory Circulars / Instructions – Interim Recommendations of the Regulations Review Authority 2.0
- Appointment of Internal Ombudsman by Non-Banking Financial Companies
- Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Clarifications
- Auction of Government Securities: Non-Competitive Bidding Facility to retail investors
- Reserve Bank - Integrated Ombudsman Scheme, 2021
- Foreign Currency (Non-resident) Accounts (Banks) Scheme [FCNR(B)] - Master Direction on Interest Rate on Deposits
- Master Circular - Guarantees and Co-acceptances
- Investment by Foreign Portfolio Investors (FPIs) in Debt – Review
- Master Circular- Guarantees, Co-Acceptances & Letters of Credit - UCBs
- Prompt Corrective Action (PCA) Framework for Scheduled Commercial Banks
- Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
- Opening of Current Accounts by Banks - Need for Discipline
- Gold Monetization Scheme (GMS), 2015
- Master Direction – Prudential Norms on Capital Adequacy for Local Area Banks (Directions), 2021 (Updated as on March 31, 2022)
- Sovereign Gold Bond Scheme of the Government of India (GoI) - Procedural Guidelines - Consolidated
- Sovereign Gold Bond Scheme (SGB) 2021-22 - Series VII/VIII/IX/X
- Scale Based Regulation (SBR): A Revised Regulatory Framework for NBFCs
- Data Format for Furnishing of Credit Information to Credit Information Companies
- Priority Sector Lending- Banks’ lending to NBFCs for on-lending – Extension of facility
- Inclusion of “Paytm Payments Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
- Value Free Transfer (VFT) of Government Securities – Guidelines
- Revised Subsidiary General Ledger (SGL) Account Guidelines and Constituents' Subsidiary General Ledger (CSGL) Account Guidelines
- Basel III Capital Regulations - Perpetual Debt Instruments (PDI) in Additional Tier 1 Capital – Eligible Limit for Instruments Denominated in Foreign Currency/Rupee Denominated Bonds Overseas
- Enhancement in family pension of employees of banks - Treatment of additional liability
- Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
- Use of any Alternative reference rate in place of LIBOR for interest payable in respect of export / import transactions
- Master Direction – Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021
- Master Direction – Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021
- Master Circular on Investments by Primary (Urban) Co-operative Banks
- Master Direction – Reserve Bank of India (Market-makers in OTC Derivatives) Directions, 2021
- Application for Aadhaar e-KYC Authentication Licence
- Large Exposures Framework – Credit Risk Mitigation (CRM) for offsetting – non-centrally cleared derivative transactions of foreign bank branches in India with their Head Office
- Foreign Exchange Management (Export of Goods and Services) (Amendment) Regulations, 2021
- Tokenisation – Card Transactions: Permitting Card-on-File Tokenisation (CoFT) Services
- Master Direction on Financial Statements - Presentation and Disclosures (Updated as on May 19, 2022)
- Guidelines on Compensation of Whole Time Directors/ Chief Executive Officers/ Material Risk Takers and Control Function staff - Clarification
- Master Directions on Prepaid Payment Instruments (PPIs) (Updated as on November 12, 2021)
- Enhancements to Indo-Nepal Remittance Facility Scheme
- Review of incentive and other measures to enhance distribution of coins
- Master Direction - Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021 (Updated as on April 8, 2022)
- Tokenisation – Card Transactions : Extending the Scope of Permitted Devices
- Notification as ‘Financial Institution’ under Section 2(1)(m)(iv) of Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act)
- Formation of new district in the State of Punjab – Assignment of Lead Bank Responsibility
- Safe Deposit Locker/Safe Custody Article Facility provided by the banks - Revised Instructions
- Exim Bank's Government of India supported Line of Credit (LoC) of USD 100 million to the Government of the Republic of Mauritius
- Monitoring of Availability of Cash in ATMs
- Enhancement of collateral free loans to Self Help Groups (SHGs) under DAY-NRLM from ₹10 lakh to ₹20 Lakh
- Section 24 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) – Marginal Standing Facility (MSF) - Extension of Relaxation
- Prudential Norms for Off-Balance Sheet Exposures of Banks – Restructuring of derivative contracts
- Resolution Framework for COVID-19-related Stress – Financial Parameters – Revised timelines for compliance
- Export Credit in Foreign Currency – Benchmark Rate
- Guidelines for Implementation of the circular on Opening of Current Accounts by Banks
- Framework for Outsourcing of Payment and Settlement-related Activities by Payment System Operators
- Maintenance of State Government Accounts – Recovery of Interest on Excess put through/ Double claim (State Government Transactions)
- Rating of Deposits of HFCs – Approved Credit Rating Agencies and Minimum Investment Grade Credit Rating
- Access for Non-banks to Centralised Payment Systems
- Loans and Advances – Regulatory Restrictions
- Master Direction - Reserve Bank of India [Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)] Directions - 2021 (Updated as on April 06, 2022)
- Cassette - Swaps in ATMs
- Mandatory Leave for Employees Posted in Sensitive Positions or Areas of Operation
- Roadmap for LIBOR Transition
- New Definition of Micro, Small and Medium Enterprises - Addition of Retail and Wholesale Trade
- Review of Instructions on Interest on overdue domestic deposits
- Interest Equalization Scheme on Pre and Post Shipment Rupee Export Credit - Extension
- Guidelines for Managing Risk in Outsourcing of Financial Services by Co-operative Banks
- New Definition of Micro, Small and Medium Enterprises
- Appointment of Chief Risk Officer in Primary (Urban) Co-operative Banks
- Reserve Bank of India (Call, Notice and Term Money Markets) Directions, 2021
- Appointment of Managing Director (MD) / Whole-Time Director (WTD) in Primary (Urban) Co-operative Banks
- Declaration of dividends by NBFCs
- Gold (Metal) Loans – Repayment
- Liberalised Remittance Scheme for Resident Individuals – Reporting
- Investment in Entities from FATF Non-compliant Jurisdictions
- Bharat Bill Payment System – Addition of Biller Category
- Risk Based Internal Audit (RBIA)
- Usage of Automated Teller Machines / Cash Recycler Machines – Review of Interchange Fee and Customer Charges
- Preservation of CCTV recordings
- Transactions in Government securities by Foreign Portfolio Investors: Reporting
- Master Direction – Reserve Bank of India (Certificate of Deposit) Directions, 2021
- Submission of returns under Section 31 of the Banking Regulation Act, 1949 (AACS) – Extension of time
- Payment of margins for transactions in Government Securities by Foreign Portfolio Investors
- Resolution Framework - 2.0: Resolution of Covid-19 related stress of Micro, Small and Medium Enterprises (MSMEs) – Revision in the threshold for aggregate exposure
- Resolution Framework - 2.0: Resolution of Covid-19 related stress of Individuals and Small Businesses – Revision in the threshold for aggregate exposure
- Customer Due Diligence for transactions in Virtual Currencies (VC)
- Investment by Foreign Portfolio Investors (FPI) in Government Securities: Medium Term Framework (MTF)
- Formation of new district in the State of Karnataka - Assignment of Lead Bank Responsibility
- Amalgamation of District Central Co-operative Banks (DCCBs) with the State Co-operative Bank (StCB) - Guidelines
- Relaxation in timeline for compliance with various payment system requirements
- Prepaid Payment Instruments (PPIs) – (i) Mandating Interoperability; (ii) Increasing the Limit to ₹2 lakh for Full-KYC PPIs; and (iii) Permitting Cash Withdrawal from Full-KYC PPIs of Non-Bank PPI Issuers
- Sovereign Gold Bond Scheme (SGB) 2021-22- Series I/II/III/IV/V/VI
- Sponsor Contribution to an AIF set up in Overseas Jurisdiction, including IFSCs
- Banking Regulation Act, 1949 – Section 26A Depositor Education and Awareness Fund Scheme, 2014 – Interest rates payable on unclaimed interest bearing deposit
- Government Agency Business Arrangement – Appointment of Scheduled Private Sector Banks as Agency Banks of Reserve Bank of India (RBI)
- Amendment to the Master Direction (MD) on KYC
- Resolution Framework 2.0 – Resolution of Covid-19 related stress of Micro, Small and Medium Enterprises (MSMEs)
- Resolution Framework – 2.0: Resolution of Covid-19 related stress of Individuals and Small Businesses
- Credit to MSME Entrepreneurs
- Periodic Updation of KYC – Restrictions on Account Operations for Non-compliance
- Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer
- Priority Sector Lending (PSL) - On-lending by Small Finance Banks (SFBs) to NBFC-MFIs
- Guidelines for Appointment of Statutory Central Auditors (SCAs)/Statutory Auditors (SAs) of Commercial Banks (excluding RRBs), UCBs and NBFCs (including HFCs)
- Corporate Governance in Banks - Appointment of Directors and Constitution of Committees of the Board
- Declaration of dividends by banks
- Interest Equalization Scheme on Pre and Post Shipment Rupee Export Credit- Extension
- Enhancement of limit of maximum balance per customer at end of the day from ₹1 lakh to ₹2 lakh – Payments Banks (PBs)
- Reporting and Accounting of Central Government transactions of March 2021 – Change of date of closure
- Asset Classification and Income Recognition following the expiry of Covid-19 regulatory package
- External Commercial Borrowings (ECB) Policy – Relaxation in the period of parking of unutilised ECB proceeds in term deposits
- Priority Sector Lending (PSL) - Lending by banks to NBFCs for On-Lending
- Priority Sector Lending (PSL) – Increase in limits for bank lending against Negotiable Warehouse Receipts (NWRs) / electronic Negotiable Warehouse Receipts (eNWRs)
- Gold Monetization Scheme (GMS), 2015
- Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
- Master Circular – Lead Bank Scheme
- Master Circular on SHG-Bank Linkage Programme
- Master Direction - Reserve Bank of India (Call, Notice and Term Money Markets) Directions, 2021 (Updated as on June 25, 2021)
- Amendment to Master Direction (MD) on KYC – KYC norms for Self Help Groups (SHGs)
- Master Circular - Disbursement of Government Pension by Agency Banks (Updated as on May 17, 2021)
- Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
- Master Circular - Credit Facilities to Minority Communities
- Master Direction on Levy of Penal Interest for Delayed Reporting / Wrong Reporting / Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances
- Master Direction on “Currency Distribution & Exchange Scheme (CDES)” for bank branches including currency chests based on performance in rendering customer service to members of public
- Master Circular – Scheme of Penalties for bank branches including Currency Chests based on performance in rendering customer service to the members of public
- Master Circular – Detection and Impounding of Counterfeit Notes
- Master Circular – Facility for Exchange of Notes and Coins
- Framework for processing of e-mandates for recurring online transactions
- Guidelines on Regulation of Payment Aggregators and Payment Gateways
- Investment by Foreign Portfolio Investors (FPI): Investment limits
- Bilateral Netting of Qualified Financial Contracts- Amendments to Prudential Guidelines
- FETERS – Cards: Monthly Reporting
- Annual Closing of Government Accounts – Transactions of Central / State Governments – Special Measures for the Current Financial Year (2020-21)
- Master Direction - Amalgamation of Urban Cooperative Banks, Directions, 2020
- Amendment to Master Direction (MD) on KYC – Procedure for Implementation of Section 51A of the Unlawful Activities (Prevention) Act, 1967
- Large Exposures Framework – Deferment of applicability of limits on non-centrally cleared derivatives exposures
- Reporting and Accounting of Central Government transactions of March 2021
- Extension of Cheque Truncation System (CTS) across all bank branches in the country
- Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
- Investment by Foreign Portfolio Investors (FPI) in Defaulted Bonds - Relaxations
- Large Exposures Framework – Exemptions
- Inclusion of “Fino Payments Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
- Master Direction on Digital Payment Security Controls
- Capital and provisioning requirements for exposures to entities with Unhedged Foreign Currency Exposure
- Master Direction – Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 (Updated as on July 22, 2022)
- Remittances to International Financial Services Centres (IFSCs) in India under the Liberalised Remittance Scheme (LRS)
- Margin for Derivative Contracts
- Investment in NBFCs from FATF non-compliant jurisdictions
- Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR)
- SLR holdings in HTM category
- Basel III Capital Regulations- Review of transitional arrangements
- Credit to MSME Entrepreneurs
- Section 24 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) – Marginal Standing Facility (MSF) - Extension of Relaxation
- Maintenance of Cash Reserve Ratio (CRR)
- Loans and advances to directors, their relatives, and firms / concerns in which they are interested
- Risk-Based Internal Audit (RBIA)
- Strengthening of Grievance Redress Mechanism in Banks
- Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – CRISIL Ratings Limited
- Withdrawal of circulars - on Recovery of excess pension made to pensioners
- Foreign Exchange Management (Export of Goods and Services) (Amendment) Regulations, 2021
- Risk Based Internal Audit (RBIA) Framework – Strengthening Governance arrangements
- Introduction of Legal Entity Identifier for Large Value Transactions in Centralised Payment Systems
- Operationalisation of Payments Infrastructure Development Fund (PIDF) Scheme (Updated as on June 09, 2022)
